/* ============================================
   RJS Capital Investments — Brand Stylesheet
   Forest Green + Gold | Inter + Oswald
   ============================================ */

:root {
  /* Forest Green */
  --green: #2C5F2D;
  --green-dark: #1A3D1B;
  --green-mid: #4A8B4B;
  --green-pale: #E8F0E8;

  /* Gold */
  --gold: #B8860B;
  --gold-light: #D4A745;
  --gold-pale: #F5EBC9;

  /* Neutrals */
  --black: #1A1A1A;
  --dark-bg: #131C13;
  --white: #FFFFFF;
  --off-white: #FAFAFA;
  --gray-50: #F5F5F5;
  --gray-100: #EBEBEB;
  --gray-200: #D4D4D4;
  --gray-400: #A8A8A8;
  --gray-500: #777777;
  --gray-600: #555555;
  --gray-700: #3A3A3A;

  /* Status (use sparingly) */
  --success: #059669;
  --warning: #DC2626;

  /* Layout */
  --container: 1200px;
  --header-height: 90px;
  --header-height-mobile: 76px;
}

/* ---------- Reset ---------- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
html, body { overflow-x: hidden; max-width: 100%; }
body {
  font-family: 'Inter', system-ui, -apple-system, sans-serif;
  background: var(--white);
  color: var(--gray-700);
  line-height: 1.6;
  -webkit-text-size-adjust: 100%;
  -webkit-font-smoothing: antialiased;
}
a { text-decoration: none; color: inherit; }
img { max-width: 100%; height: auto; display: block; }
input, select, textarea, button { font-family: inherit; font-size: 16px; }

/* ---------- Typography ---------- */
.font-display {
  font-family: 'Oswald', 'Inter', sans-serif;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: -0.01em;
  line-height: 1.05;
  color: var(--black);
}
h1, h2, h3, h4 { font-family: 'Oswald', 'Inter', sans-serif; font-weight: 700; line-height: 1.1; color: var(--black); letter-spacing: -0.01em; }
h1 { font-size: clamp(40px, 6.5vw, 76px); text-transform: uppercase; line-height: 0.98; }
h2 { font-size: clamp(30px, 4.5vw, 52px); text-transform: uppercase; }
h3 { font-size: clamp(20px, 2.2vw, 26px); text-transform: uppercase; }
h4 { font-size: 17px; text-transform: uppercase; letter-spacing: 0.02em; }

p { color: var(--gray-600); line-height: 1.75; font-size: 16px; }
.lead { font-size: 18px; line-height: 1.7; color: var(--gray-600); }

.eyebrow {
  font-family: 'Inter', sans-serif;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--green);
}

/* ---------- Layout ---------- */
.container { max-width: var(--container); margin: 0 auto; padding: 0 24px; }
@media (min-width: 768px) { .container { padding: 0 40px; } }

.section { padding: 72px 0; }
@media (min-width: 768px) { .section { padding: 104px 0; } }
.section--tight { padding: 56px 0; }
.section--dark { background: var(--dark-bg); color: rgba(255, 255, 255, 0.7); }
.section--dark h1, .section--dark h2, .section--dark h3 { color: var(--white); }
.section--dark p { color: rgba(255, 255, 255, 0.65); }
.section--gray { background: var(--off-white); }
.section--green { background: var(--green); color: var(--white); }
.section--green h1, .section--green h2 { color: var(--white); }

main { padding-top: var(--header-height-mobile); }
@media (min-width: 768px) { main { padding-top: var(--header-height); } }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 14px 28px;
  border-radius: 4px;
  font-family: 'Inter', sans-serif;
  font-size: 14px;
  font-weight: 700;
  letter-spacing: 0.02em;
  text-decoration: none;
  border: 1.5px solid transparent;
  cursor: pointer;
  transition: all 0.2s ease;
  white-space: nowrap;
}
.btn--primary { background: var(--green); color: var(--white); }
.btn--primary:hover { background: var(--green-dark); }
.btn--gold { background: var(--gold); color: var(--white); }
.btn--gold:hover { background: #9c7008; }
.btn--outline { background: transparent; color: var(--white); border-color: rgba(255, 255, 255, 0.35); }
.btn--outline:hover { border-color: var(--white); background: rgba(255, 255, 255, 0.05); }
.btn--outline-dark { background: transparent; color: var(--black); border-color: var(--gray-200); }
.btn--outline-dark:hover { border-color: var(--black); }
.btn--lg { padding: 17px 36px; font-size: 15px; }
.btn--block { width: 100%; }
.btn .arrow { display: inline-block; transition: transform 0.2s; }
.btn:hover .arrow { transform: translateX(3px); }

/* ---------- Header ---------- */
.site-header {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 200;
  background: rgba(19, 28, 19, 0.97);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid rgba(255, 255, 255, 0.06);
  height: var(--header-height-mobile);
}
@media (min-width: 768px) { .site-header { height: var(--header-height); } }

.site-header__inner {
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 24px;
  height: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
}
@media (min-width: 768px) { .site-header__inner { padding: 0 40px; } }

.site-logo img {
  height: 52px;
  filter: brightness(0) invert(1);
}
@media (min-width: 768px) { .site-logo img { height: 72px; } }

.site-nav { display: none; }
@media (min-width: 900px) {
  .site-nav { display: flex; gap: 30px; align-items: center; }
}
.site-nav a {
  font-size: 13px;
  font-weight: 500;
  color: rgba(255, 255, 255, 0.8);
  letter-spacing: 0.02em;
  transition: color 0.2s;
  padding: 6px 0;
}
.site-nav a:hover, .site-nav a.is-active { color: var(--white); }
.site-nav a.is-active { border-bottom: 2px solid var(--gold); }
.site-nav .btn { padding: 10px 22px; font-size: 13px; }

/* Mobile menu */
.menu-toggle {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 44px; height: 44px;
  background: none;
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: 6px;
  cursor: pointer;
  color: var(--white);
}
@media (min-width: 900px) { .menu-toggle { display: none; } }
.menu-toggle svg { width: 22px; height: 22px; }

.mobile-drawer {
  position: fixed;
  top: var(--header-height-mobile);
  left: 0; right: 0;
  background: rgba(19, 28, 19, 0.98);
  backdrop-filter: blur(12px);
  border-top: 1px solid rgba(255, 255, 255, 0.06);
  padding: 8px 24px 24px;
  transform: translateY(calc(-100% - 120px));
  transition: transform 0.25s ease;
  z-index: 199;
}
.mobile-drawer.is-open { transform: translateY(0); }
.mobile-drawer a {
  display: block;
  padding: 14px 4px;
  font-size: 16px;
  font-weight: 500;
  color: rgba(255, 255, 255, 0.85);
  border-bottom: 1px solid rgba(255, 255, 255, 0.06);
}
.mobile-drawer a.is-active { color: var(--gold); }
.mobile-drawer .btn { margin-top: 16px; width: 100%; }

/* ---------- Hero ---------- */
.hero {
  background: linear-gradient(135deg, #0f1a0f 0%, #131C13 55%, #0d1f0d 100%);
  position: relative;
  overflow: hidden;
  color: var(--white);
}
.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at 20% 30%, rgba(184, 134, 11, 0.08), transparent 50%);
  pointer-events: none;
}
.hero::after {
  content: '';
  position: absolute;
  left: 0; top: 0; bottom: 0;
  width: 6px;
  background: var(--gold);
}
.hero__inner {
  position: relative;
  max-width: var(--container);
  margin: 0 auto;
  padding: 64px 24px 80px;
  display: grid;
  gap: 48px;
  align-items: center;
}
@media (min-width: 768px) {
  .hero__inner { padding: 96px 40px 112px; grid-template-columns: 1fr 1fr; gap: 64px; }
}
.hero__badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 7px 14px;
  background: rgba(184, 134, 11, 0.1);
  border: 1px solid rgba(184, 134, 11, 0.3);
  border-radius: 3px;
  margin-bottom: 24px;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--gold-light);
}
.hero__badge .dot { width: 6px; height: 6px; border-radius: 50%; background: var(--gold); display: inline-block; }
.hero h1 { color: var(--white); margin-bottom: 24px; }
.hero h1 .accent { color: var(--gold); }
.hero__sub { font-size: 17px; line-height: 1.75; color: rgba(255, 255, 255, 0.7); margin-bottom: 32px; max-width: 520px; }
.hero__ctas { display: flex; flex-wrap: wrap; gap: 12px; margin-bottom: 48px; }
.hero__ctas .btn { padding: 16px 30px; }
.hero__stats {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
  padding-top: 32px;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
}
@media (min-width: 768px) { .hero__stats { grid-template-columns: repeat(3, 1fr); gap: 32px; } }
.hero__stat .num {
  font-family: 'Oswald', sans-serif;
  font-size: 32px;
  font-weight: 700;
  color: var(--gold-light);
  line-height: 1;
}
.hero__stat .lbl {
  font-size: 11px;
  color: rgba(255, 255, 255, 0.45);
  letter-spacing: 0.1em;
  text-transform: uppercase;
  margin-top: 6px;
}
.hero__portrait {
  display: none;
}
@media (min-width: 768px) {
  .hero__portrait {
    display: block;
    position: relative;
    height: 540px;
  }
}
.hero__portrait img {
  position: absolute;
  bottom: -112px;
  right: 0;
  height: 660px;
  width: auto;
  max-width: none;
  object-fit: contain;
  z-index: 2;
}
.hero__portrait::before {
  content: '';
  position: absolute;
  bottom: 0; right: 5%;
  width: 280px; height: 280px;
  background: radial-gradient(circle, rgba(184, 134, 11, 0.18), transparent 70%);
  border-radius: 50%;
}

/* ---------- Page Header (interior pages) ---------- */
.page-hero {
  background: linear-gradient(135deg, #0f1a0f 0%, #131C13 55%, #0d1f0d 100%);
  color: var(--white);
  padding: 80px 0 64px;
  position: relative;
}
.page-hero::after {
  content: '';
  position: absolute;
  left: 0; top: 0; bottom: 0;
  width: 4px;
  background: var(--gold);
}
.page-hero .eyebrow { color: var(--gold-light); margin-bottom: 18px; }
.page-hero h1 { color: var(--white); max-width: 900px; }
.page-hero .lead { color: rgba(255, 255, 255, 0.72); margin-top: 22px; max-width: 700px; }

/* ---------- Cards ---------- */
.card {
  background: var(--white);
  border: 1px solid var(--gray-100);
  border-radius: 10px;
  padding: 28px;
  transition: all 0.2s ease;
}
.card:hover { box-shadow: 0 10px 30px rgba(0, 0, 0, 0.06); border-color: var(--green-pale); }
.card__icon {
  width: 48px; height: 48px;
  border-radius: 8px;
  background: var(--green-pale);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
}
.card__icon svg { width: 22px; height: 22px; stroke: var(--green); }
.card__title { font-size: 17px; margin-bottom: 10px; }
.card__desc { font-size: 14px; line-height: 1.7; color: var(--gray-500); }
.card__featured {
  position: relative;
  border-color: var(--green);
  background: linear-gradient(180deg, var(--white) 0%, #f7faf7 100%);
}
.card__featured::before {
  content: 'PRIMARY';
  position: absolute;
  top: -10px; left: 24px;
  background: var(--gold);
  color: var(--white);
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 0.15em;
  padding: 4px 10px;
  border-radius: 3px;
}
.card__featured--secondary::before { content: 'SECONDARY'; background: var(--green); }

/* Grid layouts */
.grid { display: grid; gap: 24px; }
.grid--2 { grid-template-columns: 1fr; }
.grid--3 { grid-template-columns: 1fr; }
.grid--4 { grid-template-columns: 1fr; }
@media (min-width: 640px) {
  .grid--2 { grid-template-columns: repeat(2, 1fr); }
}
@media (min-width: 900px) {
  .grid--3 { grid-template-columns: repeat(3, 1fr); }
  .grid--4 { grid-template-columns: repeat(4, 1fr); }
}

/* ---------- Trust bar ---------- */
.trust-bar {
  background: var(--white);
  border-top: 1px solid var(--gray-100);
  border-bottom: 1px solid var(--gray-100);
  padding: 36px 0;
}
.trust-bar__grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 28px;
  text-align: center;
}
@media (min-width: 768px) { .trust-bar__grid { grid-template-columns: repeat(4, 1fr); } }
.trust-bar__num {
  font-family: 'Oswald', sans-serif;
  font-size: 32px;
  font-weight: 700;
  color: var(--green);
  line-height: 1;
}
.trust-bar__lbl {
  font-size: 11px;
  color: var(--gray-500);
  letter-spacing: 0.12em;
  text-transform: uppercase;
  margin-top: 8px;
}

/* ---------- Section headings ---------- */
.section-head { text-align: center; max-width: 720px; margin: 0 auto 56px; }
.section-head--left { text-align: left; margin-left: 0; }
.section-head .eyebrow { display: inline-block; margin-bottom: 16px; }
.section-head h2 { margin-bottom: 16px; }
.section-head p { font-size: 17px; }

/* ---------- Two-column (text + image) ---------- */
.split {
  display: grid;
  gap: 48px;
  align-items: center;
}
@media (min-width: 900px) {
  .split { grid-template-columns: 1fr 1fr; gap: 72px; }
  .split--text-right > div:first-child { order: 2; }
}
.split__image {
  position: relative;
  border-radius: 12px;
  overflow: hidden;
  background: linear-gradient(135deg, #0f1a0f 0%, #131C13 100%);
  min-height: 480px;
}
.split__image img {
  position: absolute;
  bottom: 0; left: 50%;
  transform: translateX(-50%);
  height: 100%;
  width: auto;
  max-width: none;
  object-fit: cover;
  object-position: center top;
}
.split__image::before {
  content: '';
  position: absolute;
  top: 24px; left: 24px;
  width: 80px; height: 80px;
  background: var(--gold);
  border-radius: 4px;
  opacity: 0.15;
  z-index: 1;
}

/* ---------- Process steps ---------- */
.steps {
  display: grid;
  gap: 40px;
  position: relative;
}
@media (min-width: 900px) {
  .steps { grid-template-columns: repeat(5, 1fr); gap: 24px; }
  .steps::before {
    content: '';
    position: absolute;
    top: 36px; left: 10%; right: 10%;
    height: 2px;
    background: var(--gray-100);
    z-index: 0;
  }
}
.step { text-align: center; position: relative; z-index: 1; }
.step__num {
  width: 72px; height: 72px;
  margin: 0 auto 18px;
  border-radius: 50%;
  background: var(--white);
  border: 2px solid var(--green);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: 'Oswald', sans-serif;
  font-size: 26px;
  font-weight: 700;
  color: var(--green);
  position: relative;
}
.step__num::after {
  content: '';
  position: absolute;
  inset: -8px;
  border-radius: 50%;
  border: 1px solid var(--gold);
  opacity: 0.35;
}
.step h4 { font-size: 16px; margin-bottom: 10px; }
.step p { font-size: 14px; }

/* ---------- FAQ ---------- */
.faq-item {
  border-bottom: 1px solid var(--gray-100);
  padding: 20px 0;
}
.faq-item summary {
  cursor: pointer;
  font-family: 'Oswald', sans-serif;
  font-size: 17px;
  font-weight: 600;
  color: var(--black);
  text-transform: uppercase;
  letter-spacing: 0.01em;
  list-style: none;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  padding: 8px 0;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after {
  content: '+';
  font-size: 24px;
  font-weight: 300;
  color: var(--green);
  flex-shrink: 0;
}
.faq-item[open] summary::after { content: '−'; }
.faq-item p {
  padding: 14px 0 6px;
  font-size: 15px;
  line-height: 1.75;
  max-width: 760px;
}

/* ---------- CTA Band ---------- */
.cta-band {
  background: var(--green);
  color: var(--white);
  padding: 56px 0;
  border-top: 4px solid var(--gold);
}
.cta-band__inner {
  display: grid;
  gap: 24px;
  align-items: center;
}
@media (min-width: 768px) {
  .cta-band__inner { grid-template-columns: 1fr auto; gap: 40px; }
}
.cta-band h2 { color: var(--white); margin-bottom: 8px; }
.cta-band p { color: rgba(255, 255, 255, 0.78); font-size: 16px; }
.cta-band .btn { background: var(--gold); color: var(--white); border-color: var(--gold); }
.cta-band .btn:hover { background: #9c7008; border-color: #9c7008; }

/* ---------- Footer ---------- */
.site-footer {
  background: var(--dark-bg);
  color: rgba(255, 255, 255, 0.55);
  padding: 64px 0 28px;
  border-top: 4px solid var(--gold);
}
.site-footer__grid {
  display: grid;
  gap: 40px;
  padding-bottom: 40px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.07);
  margin-bottom: 28px;
}
@media (min-width: 768px) { .site-footer__grid { grid-template-columns: 1.6fr 1fr 1fr 1fr; gap: 56px; } }
.site-footer img { height: 56px; filter: brightness(0) invert(1); margin-bottom: 20px; }
.site-footer p { font-size: 14px; color: rgba(255, 255, 255, 0.5); line-height: 1.75; max-width: 320px; }
.site-footer h4 {
  font-size: 13px;
  color: rgba(255, 255, 255, 0.9);
  letter-spacing: 0.1em;
  margin-bottom: 18px;
}
.site-footer ul { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.site-footer ul a {
  font-size: 13px;
  color: rgba(255, 255, 255, 0.5);
  transition: color 0.2s;
}
.site-footer ul a:hover { color: var(--gold-light); }
.site-footer__bottom {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  align-items: center;
  gap: 14px;
  font-size: 12px;
  color: rgba(255, 255, 255, 0.3);
}
.site-footer__bottom a { color: rgba(255, 255, 255, 0.4); }
.site-footer__bottom a:hover { color: var(--gold-light); }
.disclosure {
  font-size: 11px;
  color: rgba(255, 255, 255, 0.35);
  line-height: 1.7;
  padding-top: 20px;
  margin-top: 16px;
  border-top: 1px solid rgba(255, 255, 255, 0.05);
  max-width: 900px;
}

/* ---------- Form ---------- */
.form-card {
  background: var(--white);
  border: 1px solid var(--gray-100);
  border-radius: 12px;
  padding: 32px;
  box-shadow: 0 6px 30px rgba(0, 0, 0, 0.06);
}
@media (min-width: 768px) { .form-card { padding: 40px; } }
.form-row { display: grid; gap: 14px; margin-bottom: 14px; }
@media (min-width: 640px) { .form-row--2 { grid-template-columns: 1fr 1fr; } }
.form-group label {
  display: block;
  font-size: 12px;
  font-weight: 600;
  color: var(--gray-600);
  margin-bottom: 6px;
  letter-spacing: 0.02em;
}
.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 12px 14px;
  border: 1.5px solid var(--gray-100);
  border-radius: 6px;
  background: var(--white);
  color: var(--black);
  transition: border-color 0.2s, box-shadow 0.2s;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--green);
  box-shadow: 0 0 0 3px rgba(44, 95, 45, 0.12);
}
.form-group textarea { min-height: 110px; resize: vertical; font-family: inherit; }
.form-error { font-size: 11px; color: var(--warning); margin-top: 4px; }
.form-fine { font-size: 11px; color: var(--gray-400); text-align: center; margin-top: 14px; line-height: 1.6; }
.form-fine a { color: var(--green); text-decoration: underline; }

.callout {
  padding: 18px 22px;
  background: var(--green-pale);
  border-left: 3px solid var(--green);
  border-radius: 6px;
  margin-top: 24px;
}
.callout__title { font-size: 12px; font-weight: 700; color: var(--green); letter-spacing: 0.08em; text-transform: uppercase; margin-bottom: 6px; }
.callout p { font-size: 13px; color: var(--gray-600); line-height: 1.7; }

/* ---------- Contact info list ---------- */
.contact-info { display: flex; flex-direction: column; gap: 22px; margin-top: 28px; }
.contact-info__item { display: flex; gap: 16px; align-items: flex-start; }
.contact-info__icon {
  width: 44px; height: 44px;
  background: var(--green);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.contact-info__icon svg { width: 18px; height: 18px; stroke: var(--gold-light); }
.contact-info__lbl { font-size: 11px; color: var(--gray-400); text-transform: uppercase; letter-spacing: 0.1em; margin-bottom: 4px; }
.contact-info__val { font-size: 15px; font-weight: 600; color: var(--black); word-break: break-word; }

/* ---------- Comparison Table ---------- */
.compare-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 14px;
  margin-top: 32px;
  background: var(--white);
  border: 1px solid var(--gray-100);
  border-radius: 8px;
  overflow: hidden;
}
.compare-table th, .compare-table td {
  padding: 14px 18px;
  text-align: left;
  border-bottom: 1px solid var(--gray-100);
}
.compare-table thead { background: var(--green-pale); }
.compare-table th {
  font-family: 'Oswald', sans-serif;
  font-size: 13px;
  text-transform: uppercase;
  color: var(--green-dark);
  letter-spacing: 0.05em;
}
.compare-table tbody tr:hover { background: var(--gray-50); }
.compare-table td:first-child { font-weight: 600; color: var(--black); }
.compare-wrapper { overflow-x: auto; }

/* ---------- Bio block ---------- */
.bio {
  display: grid;
  gap: 32px;
  align-items: start;
}
@media (min-width: 768px) { .bio { grid-template-columns: 320px 1fr; gap: 56px; } }
.bio__photo {
  position: relative;
  border-radius: 8px;
  overflow: hidden;
  background: #111B11;
  aspect-ratio: 3 / 4;
}
.bio__photo img { width: 100%; height: 100%; object-fit: cover; object-position: center top; }
.bio h2 { margin-bottom: 8px; }
.bio__title { font-size: 14px; color: var(--green); font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; margin-bottom: 24px; }
.bio__credentials {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
  margin-top: 28px;
  padding-top: 28px;
  border-top: 1px solid var(--gray-100);
}
.bio__credentials .num { font-family: 'Oswald', sans-serif; font-size: 28px; font-weight: 700; color: var(--green); line-height: 1; }
.bio__credentials .lbl { font-size: 11px; color: var(--gray-500); letter-spacing: 0.1em; text-transform: uppercase; margin-top: 6px; }

/* ---------- Quote ---------- */
.quote {
  position: relative;
  padding: 36px 32px 36px 52px;
  background: var(--gray-50);
  border-left: 4px solid var(--gold);
  border-radius: 0 8px 8px 0;
  font-family: 'Inter', sans-serif;
  font-size: 18px;
  line-height: 1.7;
  color: var(--gray-700);
  font-style: italic;
  margin: 32px 0;
}
.quote::before {
  content: '\201C';
  position: absolute;
  top: 8px; left: 16px;
  font-family: 'Oswald', serif;
  font-size: 60px;
  color: var(--gold);
  line-height: 1;
}
.quote cite {
  display: block;
  margin-top: 18px;
  font-style: normal;
  font-size: 13px;
  font-weight: 700;
  color: var(--green);
  letter-spacing: 0.05em;
  text-transform: uppercase;
}

/* ---------- Misc ---------- */
.check-list { list-style: none; display: flex; flex-direction: column; gap: 12px; margin: 18px 0; }
.check-list li { display: flex; gap: 12px; align-items: flex-start; font-size: 15px; line-height: 1.65; color: var(--gray-700); }
.check-list li::before {
  content: '\2713';
  flex-shrink: 0;
  width: 22px; height: 22px;
  background: var(--green-pale);
  color: var(--green);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 13px;
  margin-top: 1px;
}
.x-list li::before { content: '\2715'; background: #fde8e8; color: var(--warning); }

.pill {
  display: inline-block;
  padding: 4px 12px;
  background: var(--green-pale);
  color: var(--green-dark);
  border-radius: 999px;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

/* Two-column terms table */
.terms-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 16px;
  background: var(--white);
  border: 1px solid var(--gray-100);
  border-radius: 8px;
  padding: 24px;
  margin: 28px 0;
}
@media (min-width: 640px) { .terms-grid { grid-template-columns: repeat(2, 1fr); } }
.terms-grid__item { padding: 10px 0; border-bottom: 1px solid var(--gray-100); }
.terms-grid__item:last-child, .terms-grid__item:nth-last-child(2):nth-child(odd) { border-bottom: none; }
.terms-grid__lbl { font-size: 11px; color: var(--gray-500); text-transform: uppercase; letter-spacing: 0.1em; margin-bottom: 4px; }
.terms-grid__val { font-size: 16px; font-weight: 600; color: var(--black); font-family: 'Oswald', sans-serif; }

/* Success state */
.success-state { text-align: center; padding: 32px 0; }
.success-state__icon {
  width: 72px; height: 72px;
  margin: 0 auto 20px;
  background: var(--green-pale);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
}
.success-state__icon svg { width: 36px; height: 36px; stroke: var(--green); }
.success-state h3 { margin-bottom: 12px; }
.success-state p { max-width: 380px; margin: 0 auto; font-size: 15px; }

/* Utilities */
.mt-0 { margin-top: 0; }
.mt-16 { margin-top: 16px; }
.mt-24 { margin-top: 24px; }
.mt-32 { margin-top: 32px; }
.mt-48 { margin-top: 48px; }
.mb-0 { margin-bottom: 0; }
.text-center { text-align: center; }
.hide-mobile { display: none; }
@media (min-width: 768px) { .hide-mobile { display: initial; } .hide-desktop { display: none; } }

/* Print fixes */
@media print {
  .site-header, .site-footer, .cta-band { display: none; }
}

/* ============================================
   Mobile polish — small-screen overrides
   ============================================ */
@media (max-width: 640px) {
  h1 { font-size: clamp(34px, 9vw, 48px); line-height: 1; }
  h2 { font-size: clamp(26px, 7vw, 36px); }
  h3 { font-size: 18px; }
  .lead { font-size: 16px; }
  p { font-size: 15px; }

  .container { padding: 0 18px; }
  .section { padding: 56px 0; }
  .section--tight { padding: 40px 0; }

  .hero__inner { padding: 56px 18px 64px; }
  .hero__sub { font-size: 15px; }
  .hero__ctas .btn { width: 100%; }
  .hero__stats { grid-template-columns: 1fr; gap: 16px; padding-top: 24px; }
  .hero__stat .num { font-size: 26px; }

  .page-hero { padding: 64px 0 52px; }
  .page-hero h1 br { display: none; }

  .card { padding: 22px; }
  .card__title { font-size: 16px; }
  .card__desc { font-size: 13px; }

  .cta-band { padding: 44px 0; }
  .cta-band__inner { grid-template-columns: 1fr; }
  .cta-band .btn { width: 100%; }

  .btn { padding: 13px 20px; font-size: 13px; }
  .btn--lg { padding: 15px 26px; font-size: 14px; }

  .bio { gap: 24px; }
  .bio__photo { aspect-ratio: 4 / 5; max-width: 280px; margin: 0 auto; }
  .bio__credentials { grid-template-columns: 1fr 1fr; gap: 14px; }
  .bio__credentials .num { font-size: 22px; }

  .quote { padding: 28px 22px 28px 44px; font-size: 16px; }
  .quote::before { font-size: 48px; }

  .trust-bar { padding: 28px 0; }
  .trust-bar__grid { grid-template-columns: 1fr 1fr; gap: 20px; }
  .trust-bar__num { font-size: 24px; }

  .step__num { width: 60px; height: 60px; font-size: 22px; }

  .compare-table { font-size: 13px; }
  .compare-table th, .compare-table td { padding: 10px 12px; }

  .form-card { padding: 22px; }
  .terms-grid { padding: 18px; gap: 12px; }
  .terms-grid__val { font-size: 14px; }

  .faq-item summary { font-size: 15px; gap: 12px; }
  .faq-item p { font-size: 14px; }

  .site-footer { padding: 44px 0 22px; }
  .site-footer__grid { gap: 28px; padding-bottom: 28px; margin-bottom: 20px; }
  .site-footer img { height: 44px; }
  .disclosure { font-size: 10.5px; }

  .section-head { margin-bottom: 36px; }
  .section-head p { font-size: 15px; }
}

@media (max-width: 400px) {
  h1 { font-size: 30px; }
  .hero__badge { font-size: 9.5px; padding: 5px 10px; }
}