Overview
RJS Capital Investments LLC ("RJS Capital," "we," "us," or "our") is committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or contact us regarding our private money lending and real estate financing services.
Please read this policy carefully. If you do not agree with the terms of this Privacy Policy, please discontinue use of our site and services. By accessing our website or submitting a loan inquiry, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy.
Summary: We collect information you provide when you contact us or apply for financing. We use it to evaluate your loan request and communicate with you. We do not sell your personal information to third parties.
Information We Collect
We may collect the following categories of information:
Information You Provide Directly
- Full name, email address, phone number, and mailing address
- Company or entity name and business structure information
- Property addresses and real estate deal details
- Loan type, desired loan amount, and investment timeline
- Financial information relevant to your loan application, such as credit history, income, and assets
- Any other information you voluntarily submit through our contact forms, email, or phone communications
Information Collected Automatically
- IP address and browser type
- Pages visited, time spent on our site, and referring URLs
- Device type and operating system
- Cookies and similar tracking technologies (see Section 06)
Information from Third Parties
- Credit reporting agencies and background check providers (only when you authorize us to do so as part of a loan application)
- Lender partners and financial institutions in our network who may share information relevant to your financing request
- Publicly available records related to real estate transactions and property data
How We Use Your Information
We use the information we collect for the following purposes:
- To evaluate and process your loan inquiry or application
- To connect you with lenders or financing partners in our network who may be able to fund your deal
- To communicate with you about your inquiry, application status, and loan options
- To send informational content relevant to real estate financing, market updates, or our services (you may opt out at any time)
- To improve our website, services, and customer experience
- To comply with applicable laws, regulations, and legal obligations
- To prevent fraud, enforce our terms, and protect the rights and safety of our business and clients
We will only use your personal information for the purposes described in this Privacy Policy, or for purposes that are reasonably compatible with those described herein. We will not use your information for any other purpose without first obtaining your consent.
Data Security
We implement commercially reasonable administrative, technical, and physical security measures to protect your personal information from unauthorized access, use, alteration, or disclosure. These measures include encrypted communications (SSL/TLS), access controls, and periodic security assessments.
However, please be aware that no method of transmission over the internet or method of electronic storage is 100% secure. While we strive to protect your personal information, we cannot guarantee its absolute security. You provide information to us at your own risk.
If you believe your personal information has been compromised, please contact us immediately at info@rjscapitalinvestments.com.
We retain your personal information only as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, resolve disputes, and enforce our agreements.
Your Rights & Choices
Depending on your state of residence, you may have the following rights regarding your personal information:
- Right to Access: You may request a copy of the personal information we hold about you.
- Right to Correction: You may request that we correct inaccurate or incomplete information.
- Right to Deletion: You may request that we delete your personal information, subject to certain legal exceptions.
- Right to Opt-Out: You may opt out of receiving marketing communications from us at any time by clicking the "unsubscribe" link in any email we send, or by contacting us directly.
- Right to Data Portability: In certain circumstances, you may request that we transfer your personal information to another party.
- Right to Non-Discrimination: We will not discriminate against you for exercising any of your privacy rights.
To exercise any of these rights, please contact us at info@rjscapitalinvestments.com. We will respond to your request within 30 days. We may need to verify your identity before fulfilling certain requests.
California Residents: If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA) / California Privacy Rights Act (CPRA). Please contact us for more information.
Third-Party Links
Our website may contain links to third-party websites, including lender portals, financial resources, and industry partners. These sites have their own privacy policies, and we have no control over their content or practices.
We are not responsible for the privacy practices or the content of any third-party websites. We encourage you to review the privacy policy of any website you visit. The presence of a link on our site does not constitute an endorsement of the third-party site or its privacy practices.
Children's Privacy
Our website and services are intended for adults and are not directed at children under the age of 18. We do not knowingly collect, solicit, or maintain personal information from individuals under 18 years of age.
If we become aware that we have collected personal information from a child under 18, we will take immediate steps to delete that information. If you believe we have inadvertently collected information from a minor, please contact us immediately at info@rjscapitalinvestments.com.
Changes to This Policy
We reserve the right to update or modify this Privacy Policy at any time. When we make material changes, we will update the "Last Updated" date at the top of this page and, where appropriate, notify you by email or through a prominent notice on our website.
Your continued use of our website or services following the posting of any changes to this Privacy Policy constitutes your acceptance of those changes. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.
Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please do not hesitate to contact us:
We take privacy inquiries seriously and are committed to resolving your concerns promptly. If you are not satisfied with our response, you may have the right to lodge a complaint with your applicable state or federal data protection authority.