Fund the deal.
Skip the runaround.
RJS Capital is a private money broker for real estate investors. We match your deal to the right lender the first time — no surprise terms at the table.
A broker who's
sat at your side
of the table.
Randall Stafford built his own real estate portfolio — rentals, subject-to deals, fix-and-flips — before he ever brokered a loan for someone else. He knows the borrower's position because he's been in it.
- Direct answers. Yes, no, or here's what needs to change — on the call.
- One placement, the right lender. No shotgun submissions to ten desks.
- Fees disclosed upfront. No "we'll figure that out at closing."
The deals we place
Non-owner-occupied investment property only. $100K to $5M, nationwide.
DSCR Rental Loans
For buy-and-hold investors. Qualification is based on the property's cash flow — not your personal income or tax returns. LLC borrowing welcomed.
Learn More →Fix & Flip / Hard Money
Short-term bridge financing for acquisition and renovation. Loan based on deal merit and ARV. Typical close 7–14 days when timing is everything.
Learn More →Bridge Loans
Short-term capital for transitional deals — acquisitions, stabilizations, or refinances where conventional timing won't work. Case by case.
Learn More →New Construction
Ground-up construction loans for investor-built rental or for-sale projects. Funded in draws against scope of work.
Learn More →Not sure which fits?
Bring the deal — loan type, property, timeline. Fifteen minutes and Randall will tell you straight: yes, no, or here's what needs to change.
Book a Discovery Call →Five steps from scenario to funding
No black boxes. You'll know exactly where the deal stands at every step.
Discovery Call
15 minutes. Bring the deal — loan type, property, loan amount, timeline. Randall evaluates fit.
Scenario Submission
If we're a fit, you submit the full scenario. We package the deal for the right lender on the first pass.
Term Sheet
Lender issues a term sheet. We walk through every line — rate, fees, points, conditions — before you sign.
Underwriting
Appraisal, title, conditions. We manage the back-and-forth so you stay focused on the deal.
Closing
Funds wire, you close. DSCR typically 18–28 days. Fix & flip typically 7–14 days.
Have a deal? Bring it.
15 minutes with Randall. Yes, no, or here's what needs to change.